NestCoverage Privacy Policy
Effective Date: May 5, 2026
NestCoverage ("NestCoverage," "we," "our," or "us") respects your
privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, share, and
protect information when you visit our website, complete a form,
request information, or otherwise interact with our services.
1. WHO WE ARE
NestCoverage is an independent marketing and referral service.
We connect consumers with licensed insurance agents, brokers,
and carriers who may help them explore life insurance and related
coverage options. We are not an insurance company, agent, broker,
or carrier, and we do not underwrite, issue, or sell insurance
policies.
2. INFORMATION WE COLLECT
Information You Provide
We may collect information you provide directly through our
website, forms, quizzes, or other interactions, including:
- Full name
- Email address
- Phone number
- Date of birth or age
- ZIP code, state, and other location information
- Health-related information you provide (such as smoking status
or general health rating)
- Coverage amount preferences
- Existing insurance information
- Employment status
- Other information you choose to provide
Information Collected Automatically
When you use our website, we may automatically collect:
- IP address
- Browser type and version
- Device information and identifiers
- Operating system
- Referring URLs
- Pages viewed and time spent
- Cookie data and similar tracking technology data
Verification Records
We may collect and retain records of consent and verification,
including timestamps, IP addresses, form submissions, and OTP
verification logs.
3. HOW WE USE YOUR INFORMATION
We may use your information to:
- Respond to your request for information about insurance
products or to be connected with insurance providers
- Connect you with licensed insurance agents, brokers, carriers,
or marketing partners
- Operate, maintain, and improve our website and services
- Verify lead quality and prevent fraud, duplicates, or invalid
submissions
- Send you administrative messages and service communications
- Maintain compliance records, including consent logs
- Analyze website usage and marketing performance
- Comply with legal obligations and enforce our Terms of Use
4. HOW WE SHARE YOUR INFORMATION
By submitting your information through NestCoverage, you
acknowledge and consent that we may share your information with:
- Licensed insurance agents
- Licensed insurance brokers
- Insurance carriers
- Call centers acting on behalf of licensed providers
- Marketing partners listed on our Marketing Partners page
- Service providers and technology vendors that support our
business (such as hosting, analytics, advertising, CRM,
email, and SMS providers)
- Legal authorities, when required by law
These third parties may contact you regarding insurance products
or services that may be relevant to your inquiry.
5. COOKIES AND TRACKING TECHNOLOGIES
We use cookies, pixels, web beacons, analytics tools, and similar
technologies to:
- Operate and improve our website
- Analyze usage and performance
- Personalize content and advertising
- Attribute marketing campaigns
- Enable retargeting and audience building
You can adjust cookie settings through your browser. Disabling
cookies may affect website functionality.
6. THIRD-PARTY ADVERTISING
We may use third-party advertising platforms such as Meta (Facebook
and Instagram), Google, and others. These platforms may use cookies,
pixels, and similar technologies to deliver advertising and measure
performance. They may also combine information collected on our
website with information they collect from other sources.
7. DATA SECURITY
We use reasonable administrative, technical, and organizational
measures designed to protect personal information. However, no
method of transmission or electronic storage is 100% secure, and
we cannot guarantee absolute security.
8. DATA RETENTION
We retain your information for as long as necessary to provide
services, maintain compliance records, resolve disputes, and
enforce our agreements. Typical retention period for lead and
consent records is one (1) year, unless a longer period is required
by law or contract.
9. YOUR PRIVACY RIGHTS
California Residents (CCPA/CPRA)
California residents have rights under the California Consumer
Privacy Act, including:
- Right to know what personal information is collected
- Right to delete personal information (subject to exceptions)
- Right to correct inaccurate personal information
- Right to opt out of the sale or sharing of personal information
- Right to limit use of sensitive personal information
- Right to non-discrimination for exercising your rights
To exercise these rights, contact us at [email protected].
Other US State Privacy Rights
If you are a resident of Virginia, Colorado, Connecticut, Utah,
Texas, Oregon, Montana, Iowa, Tennessee, Indiana, Florida,
Delaware, New Jersey, New Hampshire, Minnesota, Maryland, Kentucky,
Rhode Island, or other US states with applicable privacy laws,
you may have similar rights including the right to access, delete,
correct, and opt out of certain processing. Contact us at
[email protected] to exercise these rights.
European Economic Area, United Kingdom, and Other Jurisdictions
If applicable privacy law in your country of residence grants you
rights to access, correct, delete, restrict, or object to the
processing of your personal information, you may exercise those
rights by contacting us at [email protected].
10. OPT-OUT AND COMMUNICATION PREFERENCES
You may opt out of marketing emails by clicking the unsubscribe
link in any marketing email. You may opt out of SMS messages by
replying STOP to any text message. You may request not to be
contacted by phone by notifying us at [email protected]. Note that
you may continue to receive transactional communications.
11. INTERNATIONAL DATA TRANSFERS
NestCoverage uses service providers in the United States and
other countries. By using our services, you acknowledge that
your information may be transferred to and processed in countries
other than your country of residence, where data protection laws
may differ.
12. THIRD-PARTY WEBSITES
Our website may contain links to third-party websites. We are
not responsible for the privacy practices or content of those
websites. We encourage you to review the privacy policies of any
third-party site you visit.
13. CHILDREN'S PRIVACY
Our services are not directed to individuals under 18. We do not
knowingly collect personal information from children. If you
believe a child has provided us with personal information, please
contact us at [email protected].
14. CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time. Material
changes will be posted on this page with a revised effective date.
Your continued use of our services after changes are posted
constitutes acceptance of the updated policy.
15. CONTACT US
For questions or to exercise privacy rights, contact:
NestCoverage
Email: [email protected]
2026 © Nest Coverage - All Rights Reserved